What if you have bad credit ? What is going to happen to the entire car, and retail industry when a majority of Americans have bad credit and cannot make purchases in the now standard form - via credit… how is this going to play out ?

I spoke with my brother, and he says that most of the people that he comes into contact with are telling him that they don’t have good credit… my brother had his eyes fixed by Dr. Robert T Lin - and has highly recommended Dr. Robert T Lin as a top Lasik Eye Surgeon for Lasik Los Angeles and the surrounding areas -imagine if he had waited ? I am not totally sure that he could have been able to afford this important surgery.

What do you think ? Do you think that there will have to be an entirely new industry created… that simply caters to people with bad credit ?

Let me know, comments ?

Can the auto industry survive all of this ?

I am not talking about people with AAA credit… I am talking about regular, normal people… regular people need cars too… so, how are they supposed to buy cars so that they can go to their jobs (if anyone can get jobs at this point)… what is going to happen ?

Robert Mandrake

Robert Mandrake

One way that can help is to use a web site for budget car rental that allows you to set your own upper spending limit. Do not dismiss this type of sites because they want your business and sometimes offer other incentives like unlimited mileage for example. If you are lucky and decide to book a fly-drive deal for instance, then you may find the rental company has upgraded your vehicle but this is less likely if you book with the airline themselves. Most people landing at an airport rush off to the car rental counters not realizing that these are not the most cost efficient places to rent a car and it is the same for their online business as well.

There are some excellent budget car rental deals on the internet that can give you a great bargain. Some websites even go as far as internet only discounts which can save a great deal of money. Do not always take the first offer that comes your way, unless you are limited on time because there are bound to be other discount offers available if you have the time to take a look. The biggest benefit to all this is it can take only a few minutes to do this if you are using the internet.

Discounts are often available that you don’t realize; they are those that have been arranged between the budget car rental company and your credit card company so it is worth checking as you can save even more money. It is quite common these days for a company to have made an arrangement with other companies to give discounts to their employees or members so you may be lucky enough to receive a further discount here.

The only problem you may find is that a rental car may not have been looked after with the same care as a more reputable company. There may some damage which you do not want to be liable for. In addition to a physical check for collision damage, make sure everything works as it should or you might find yourself paying for something that wasn’t your fault.</P.

More often than not your existing vehicle policy will cover the rental car insurance needed but it is always best to check first. Even though rental car insurance isn’t going to cost you a fortune, there is no point in paying it if you are already covered; even though it may not seem important, driving without auto insurance can land you in a ton of trouble.

It may not seem important but driving without auto insurance can land you in a great deal of trouble.

Not to be outdone, your everyday commercial auto insurers have designed policies to meet the needs of antique car owners. A representative will take all of your information and discuss different policy options to ensure that you are obtaining the coverage you need. Your level of cover will depend on how much you can afford but it is possible to lower this by arranging for your deductible to be raised above the minimum set by the insurer.

One particular benefit of insuring your antique car through a large commercial insurer is the fact that they should be reliable and will provide a certain peace of mind to the car owner. Another benefit of using these large companies is they can provide cover for the owner’s everyday cars as well. Antique car insurance with larger companies that do not specialize in this type of policy may be more expensive but this is often worth the extra as they are well established.

It is possible to use specialist auto insurers and often the premium is lower because this is the only type of insurance they provide, this might mean that you will not be able to insure any other type of car with them. Owners of very rare classic cars may even have difficulty insuring their car.

To be on the safe side it is best to check out any insurance companies, especially the smaller ones so you can be happy in the knowledge that your premium money and antique car are not at risk. The last situation you want is to require their help and find that all your premiums have been wasted because they cannot or will not pay out on your claim.

Despite the often lengthy process of finding a reliable antique car insurance provider, you do not really have an option if you want to protect your investment. Most classic cars are worth many thousands of dollars and that is a big loss if the car is ever stolen or destroyed so having auto cover may be the most valuable protection you ever purchase.

Even though toyota has never produced a full size truck, the tundra was a success.  It had the horsepower, towing capacity, fuel economy, and dependability to compete with all the other established full size truck makers.  In 2000 the tundra was the Motor Trend truck of the year.  Now again in 2008 the tundra is the truck of the year again.

Now that is not bad considering a few short years ago toyota did not even make a full size truck

Rawlin James

Anyone ?

Mandrake

Anyone having problems ?

Mandrake

The car must be production ready and mass producable… I am very excited about this…

Mandrake